Speed and cost savings for Merchants

Did you know that 80% of your potential customers do not use credit or debit cards?

Increase speed of cash flow at tills for small value payments and reduce your transaction charges. Our service allows you to collect cash payments at a wave of a mobile phone. No hassle, no queues

Can you afford to lose the millions of customers who only want to pay by cash and have no bank accounts?

So Mcash makes it easier for organisations to reach these customers such as the young, pay as you go Smartphone or cash only users for digital content or banking services.

Our Service

Our payment platforms are ideal for the digital age and work for various billing needs. They range from online payments to smartcard or mobile solutions. Talk to us to see which or combination is ideal for you.

• MobilePay - prepaid one click Smartphone gateway.
• DigitalPay - ideal for monetising your digital content and micropayments
• BillPay-pay regular bills and more.
• Smartpay - add payments to your smartcards to collect and bill customers.

 a. MobilePay - one click Smartphone payments

This service allows you to collect cash by any Smartphone devices that we have software written for.  A user can add cash directly onto their Smartphone handset at any of our agents that are be part of the network. It eliminates the needs to carry cash, and is particularly beneficial in countries and local areas where carrying cash can be a hazard. Users can use their Smartphone to pay taxi fares, book a plane ticket, buy groceries or pay a bill, and top up a prepaid phone account, all from their Smartphone device. It acts just like Apples iTunes payment store. One click allows users to buy goods and services.

b. DigitalPay - digital content billing

This product revolutionises the digital cash market in allowing merchants to use micro billing platforms to collect cash from e-wallets at a friction of the cost of transactional banks or current methods. A user can add cash directly onto their Smartphone or online account and digital content, downloads and pay in pence rather than in pounds. 

c. BillPay

As the prepaid market continues its rapid growth and the number of products and services increases, we believe the key to success is users the ability to pay and when they can. BillPay allows schedule and other billing to be done without fear of high costs or charges.  

d. SmartPay

This service allows us to add payment services to your existing smartcards. Ideal for transport as well as pay and go services using similar technology to the Oyster card touch and go payment schemes. Many smartphones already have smart chips which enable this type of application to be built.

Monetising Digital Content

Now you can monetise your digital content or small value items by using our simple payment billing gateway allowing you to collect very small amounts ensuring that you to make money from your valuable resource by using Smartphone or online channels.

Mcash solutions are designed for the creative and digital sectors and those involved in social banking or networks:
Smartphone + TV + Music downloads + Video+ Pictures + E-publishing, E-subscriptions and E- archives + Content distribution over Peer-to-Peer (P2P) networks + Physical goods

Benefits to you

• Reach more cash payers
• Generate  extra revenue from your digital assets
• One customisable platform for  Smartphone and online content billing
• End to end solutions to suit your business needs and price structure

How to move users to the new billing systems?

All you need to do is to encourage your users to open Mcash accounts by offering some form of incentives. This allows us to link you to them and then transact at lower cost and use various devices or technologies that you use such as online, kiosks, Smartphone or even smartcards to collect more revenue from discerning cash payers.